# SML Isuzu Samrat 1312 XT EMI Calculator

It is very easy to calculate the EMI for your truck loan. You will get EMI as soon as you enter the required loan amount and the interest rate. Installment in EMI calculator is calculated on reducing balance. As per the rules of financing institutions, processing fee or possible charges may be applicable which are not shown in the EMI we calculate.
SML Isuzu Samrat 1312 XT EMI starts at 34491 per month for a tenure of 60 months @ 10.5% for a loan amount of ₹ 17.89 Lakh. The EMI Calculator tool on trucksDekho gives a detailed break-up of the total payable amount and helps you in finding best truck finance for your Samrat 1312 XT.

## Calculate your EMI

Down Payment0
00
Bank Interest Rate 10.5 %
8%22%
Loan Period ( Months )
• Ex-Showroom Price0
• Total Loan Amount0
• Payable Amount0
• You'll pay extra0
EMIper month
0
Calculated on Ex Showroom Price
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## Frequently Asked Questions on Samrat 1312 XT EMI

### What will be the lowest down payment for Samrat 1312 XT?

The lenders generally finance 90% of the On-Road Price of the Samrat 1312 XT. Some customers might be eligible for 100% funding, too. The down payment is the difference between the On-Road Price of the Samrat 1312 XT and the amount funded by the lender.

### What will be the monthly EMI for the Samrat 1312 XT?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for the Samrat 1312 XT can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a commercial vehicle loan is Rs. 1604700- on an annual rate of interest of 10.5 for a tenure of 5 years then EMI will be Rs 34491. The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 10.5 per annum, then R= 10.5/12 = 0.875.

### What will be the interest rate for the Samrat 1312 XT?

The interest rate for the Samrat 1312 XT primarily depends on the principal amount and tenure of the loan amount. The interest rate of lenders generally varies from 8.75% per annum to 11.50% per annum. Customers can also negotiate with the financier for a better rate of interest against their loan amount.
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